HDHP LimitsFirst of all, the limits for a HDHP are as shown in the following table (2009 figures):
|Coverage Type||Minimum Annual Deductible||Maximum Annual Deductible Plus OOP|
**It should be noted that the Maximum Annual Deductible plus OOP only includes amounts paid within the defined “network” of providers authorized by the plan. Any expenses outside that network will not be considered within this Maximum Annual amount.
In addition, some family plans have a separate Individual deductible and Family deductible. When you meet the amount for the Individual deductible for one family member, you no longer have to meet the higher Family deductible for that year. If either the Family deductible or the Individual deductible are less than the minimums for that tax year, the plan does not qualify as a HDHP.
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