There are over 20 different social security pay out options for retirees to choose from. We break them down for you and show you which one you should elect.

I suspect in part as an outgrowth of the stock market meltdown of 2008-09, guaranteed income products (annuities) in 401(k) and other retirement plans are a major topic of discussion. The Treasury Department recently gave the go ahead for the use of an…

Many of us are covered by one or more types of defined contribution retirement plans, such as a 401(k), 403(b), 457, or any of a number of other plans. What many of these plans have in common is that they are referred to as Cash Or Deferred Arrangements (CODA), as designated by the IRS.

When you apply for your social security benefits can have a big impact on the total social security you receive in your retirement. Apply too early and you risk receiving a lower monthly payment. Apply too late and you risk missing out on getting Social Security earlier in your retirement. We analyze when the perfect time to apply for social security is.

Women’s needs for retirement are often different than those for men. For one, women live 5 years longer than men and earn significantly less than men over their careers, on average. However, with the right planning, women can achieve a successful retirement.

How much money can you safely withdraw from your investments once you retire? Ask 10 people and you’ll likely get 10 different answers. We break the math down for you and show you just how much you can withdraw safely in retirement.