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	<title>FiGuide - A Retirement Plan That Works! &#187; Retirement</title>
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	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>When Should You File For Social Security Benefits?</title>
		<link>http://www.figuide.com/when-should-you-file-for-social-security-benefits.html</link>
		<comments>http://www.figuide.com/when-should-you-file-for-social-security-benefits.html#comments</comments>
		<pubDate>Sat, 28 Jan 2012 19:36:10 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[early retirement]]></category>

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		<description><![CDATA[When you apply for your social security benefits can have a big impact on the total social security you receive in your retirement.  Apply too early and you risk receiving a lower monthly payment.  Apply too late and you risk missing out on getting Social Security earlier in your retirement.  We analyze when the perfect time to apply for social security is. ]]></description>
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		<title>How Women Can Successfully Plan for Retirement</title>
		<link>http://www.figuide.com/how-women-can-successfully-plan-for-retirement.html</link>
		<comments>http://www.figuide.com/how-women-can-successfully-plan-for-retirement.html#comments</comments>
		<pubDate>Tue, 17 Jan 2012 22:14:59 +0000</pubDate>
		<dc:creator>Claire Emory, MBA, CFA, CFP®</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=14943</guid>
		<description><![CDATA[Women's needs for retirement are often different than those for men.  For one, women live 5 years longer than men and earn significantly less than men over their careers, on average.  However, with the right planning, women can achieve a successful retirement. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Here&#8217;s How Much You Can Really Withdraw in Retirement</title>
		<link>http://www.figuide.com/heres-how-much-you-can-really-withdraw-in-retirement.html</link>
		<comments>http://www.figuide.com/heres-how-much-you-can-really-withdraw-in-retirement.html#comments</comments>
		<pubDate>Thu, 15 Dec 2011 12:00:49 +0000</pubDate>
		<dc:creator>Eve L. Kaplan, CFP®</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[investments]]></category>
		<category><![CDATA[retirement planning]]></category>

		<guid isPermaLink="false">http://kaplanfinancialadvisors.com/blog/?p=271</guid>
		<description><![CDATA[How much money can you safely withdraw from your investments once you retire? Ask 10 people and you'll likely get 10 different answers.  We break the math down for you and show you just how much you can withdraw safely in retirement.]]></description>
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		<title>A Guaranteed Way to Increase Your Retirement Savings?</title>
		<link>http://www.figuide.com/a-guaranteed-way-to-increase-your-retirement-savings.html</link>
		<comments>http://www.figuide.com/a-guaranteed-way-to-increase-your-retirement-savings.html#comments</comments>
		<pubDate>Mon, 31 Oct 2011 13:18:00 +0000</pubDate>
		<dc:creator>Roger Wohlner, CFP®</dc:creator>
				<category><![CDATA[Learn]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[fee-only]]></category>
		<category><![CDATA[financial planner]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[napfa]]></category>

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		<description><![CDATA[Despite all the false claims out there that guarantee higher portfolio returns, there is one tried and true method that has been found among Americans with a bigger than average retirement nest egg. ]]></description>
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		<slash:comments>2</slash:comments>
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		<title>The Pros &amp; Cons of Annuities</title>
		<link>http://www.figuide.com/the-pros-cons-of-annuities.html</link>
		<comments>http://www.figuide.com/the-pros-cons-of-annuities.html#comments</comments>
		<pubDate>Thu, 27 Oct 2011 20:53:30 +0000</pubDate>
		<dc:creator>Joel Shaps, CFP®, CIMA®</dc:creator>
				<category><![CDATA[Earn]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=14468</guid>
		<description><![CDATA[Annuities are one of those puzzling financial investments that we as consumers simply can never quite understand.  We lay it all out here for you, detailing the pros and cons of both fixed and variable annuities that you need to consider before making an investment. ]]></description>
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		<slash:comments>4</slash:comments>
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		<title>How to Retire Early Without Having to Earn Millions</title>
		<link>http://www.figuide.com/how-to-retire-early-without-having-to-earn-millions.html</link>
		<comments>http://www.figuide.com/how-to-retire-early-without-having-to-earn-millions.html#comments</comments>
		<pubDate>Fri, 21 Oct 2011 11:00:02 +0000</pubDate>
		<dc:creator>FiGuide</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=14336</guid>
		<description><![CDATA[Everyone dreams of retiring early, but very few of us do it.  See how you can apply the lessons Robert and Robin used to both retire at the early age of 43]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Want to Save Enough For Retirement? Then Do This One Thing</title>
		<link>http://www.figuide.com/want-to-save-enough-for-retirement-then-do-this-one-thing.html</link>
		<comments>http://www.figuide.com/want-to-save-enough-for-retirement-then-do-this-one-thing.html#comments</comments>
		<pubDate>Wed, 19 Oct 2011 09:00:23 +0000</pubDate>
		<dc:creator>FiGuide</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=14332</guid>
		<description><![CDATA[You'll hear about all sorts of tricks and tips to help you save for retirement, but there is one truly and proven method that has helped motivate investors save more for their retirement. ]]></description>
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		<title>The Benefits of Waiting to Take Social Security</title>
		<link>http://www.figuide.com/the-benefits-of-waiting-to-take-social-security.html</link>
		<comments>http://www.figuide.com/the-benefits-of-waiting-to-take-social-security.html#comments</comments>
		<pubDate>Tue, 18 Oct 2011 09:00:32 +0000</pubDate>
		<dc:creator>FiGuide</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=14330</guid>
		<description><![CDATA[You may be thinking why wait to take your social security, I should get it before it's gone, but there are numerous financial benefits as you'll see to waiting to take your social security payments. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How to Fix Social Security Once and For All</title>
		<link>http://www.figuide.com/how-to-fix-social-security-once-and-for-all.html</link>
		<comments>http://www.figuide.com/how-to-fix-social-security-once-and-for-all.html#comments</comments>
		<pubDate>Fri, 14 Oct 2011 12:35:08 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4269</guid>
		<description><![CDATA[Social security is in a world of hurt right now with no near-term solutions that seem viable. However, if the government and SSA followed a few sound principles, then we may be able to fix social security once and for all. ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>How to Create a Financial Plan for Your Retirement</title>
		<link>http://www.figuide.com/how-to-create-a-financial-plan-for-your-retirement.html</link>
		<comments>http://www.figuide.com/how-to-create-a-financial-plan-for-your-retirement.html#comments</comments>
		<pubDate>Tue, 11 Oct 2011 14:24:41 +0000</pubDate>
		<dc:creator>Dave Grant, CFP®</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=14286</guid>
		<description><![CDATA[Everyone wants to retire, but few take the time necessary to map out a plan of how to get there.  We'll show you what you can do to simplify your financial planning, set goals, and more importantly, how to achieve them.]]></description>
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