Our mortgage debt is often our single biggest contributor to household debt, but with a diligent plan of knowing how to attack your mortgage debt, you can relieve yourself of this debt sooner than most.

After this past week’s earthquake shook the east coast, many homeowners are double checking their homeowners insurance to see if they are protected against earthquake damage. If you haven’t found anything yet, you can stop searching now, because you won’t find earthquake coverage for your home.

For those who hold a current mortgage, just a quick note that interest rates for conventional fixed rate mortgages have dropped again to historically low levels. As a result you should compare your current mortgage with other alternatives available to see if it makes sense to refinance. How can you tell if it makes sense [...]

Low interest rates can act as a lever to enable investors to buy assets during a recession. Low interest rates can help to start a stock market or real estate market boom. So it is tempting to think that this is the time to buy a REIT, but …

What is the optimal mortgage an investor should have on his home? Should investments be liquidated to reduce the mortgage? Or, should the mortgage be kept or even increased in order to increase the investment portfolio?

The 2009 American Recovery and Reinvestment Act (ARRA) extended higher limits for so-called conforming mortgages, which helped keep mortgage rates lower for home buyers living in high-priced areas of the US