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	<title>FiGuide - A Retirement Plan That Works! &#187; Fee-Only Advising</title>
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	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>10 Tips For Working With Your Financial Advisor</title>
		<link>http://www.figuide.com/10-tips-for-working-with-your-financial-advisor.html</link>
		<comments>http://www.figuide.com/10-tips-for-working-with-your-financial-advisor.html#comments</comments>
		<pubDate>Mon, 30 Aug 2010 19:17:24 +0000</pubDate>
		<dc:creator>Lea Ann Knight, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>
		<category><![CDATA[fee-only]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[Financial Planning]]></category>
		<category><![CDATA[investment advice]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=7002</guid>
		<description><![CDATA[Really good financial advisors are always trying to be better at client service.  So I am always astounded when I talk to someone who has been with an advisor for years and never hears from him]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Choosing the Right Financial Professional</title>
		<link>http://www.figuide.com/choosing-the-right-financial-professional.html</link>
		<comments>http://www.figuide.com/choosing-the-right-financial-professional.html#comments</comments>
		<pubDate>Thu, 26 Aug 2010 00:31:10 +0000</pubDate>
		<dc:creator>Bill Schultheis</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=6969</guid>
		<description><![CDATA[We all face various times in our lives when important decisions must be made regarding health, finances, asset protection, etc. What is our process for determining whether or not we need an expert?]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The Push Towards a Fudiciary Standard For Financial Advisors</title>
		<link>http://www.figuide.com/the-push-towards-a-fudiciary-standard-for-financial-advisors.html</link>
		<comments>http://www.figuide.com/the-push-towards-a-fudiciary-standard-for-financial-advisors.html#comments</comments>
		<pubDate>Wed, 07 Jul 2010 10:50:44 +0000</pubDate>
		<dc:creator>Roger Wohlner, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=6607</guid>
		<description><![CDATA[In December I wrote 2010  The Year of the Fiduciary? In this post I put forth three items on  my &#8220;Fiduciary Wish List&#8221; for 2010.

Adoption of a Clear Fiduciary Standard.
Transparency  and full uniform disclosure of 401(k) fees and expenses.
Adoption  of rules defining acceptable advice arrangements for 401(k) plan  participants.

Last  week the House passed a Financial Reform bill which empowers the  Securities and Exchange Commission to impose the same fiduciary duty on  broker-dealers and insurance agents currently met by investment  advisers.  ...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why People Want Independent Financial Advisors</title>
		<link>http://www.figuide.com/why-people-want-independent-financial-advisors.html</link>
		<comments>http://www.figuide.com/why-people-want-independent-financial-advisors.html#comments</comments>
		<pubDate>Sun, 27 Jun 2010 18:30:00 +0000</pubDate>
		<dc:creator>Curtis A Smith, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://icmcfinancialadvisors.com/why-people-want-independent-financial-advisors/</guid>
		<description><![CDATA[Times have changed – and so have financial advisors. Today, people don’t want financial advice from a salesman. Instead, they want a relationship with a financial professional who is candid, trustworthy and thoroughly educated, who provides personalized financial consulting for each client. 

That search often leads them to a fee-only financial advisor or a Registered Investment Advisor.

A pleasant alternative to Wall Street. A paradigm shift is happening, and the traditional brokerage houses are lagging. While old-school “stock brokers” have gone the way of the wooly mammoth, you still have a ...]]></description>
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		<title>Avoiding Financial Advisor Fraud</title>
		<link>http://www.figuide.com/avoiding-financial-advisor-fraud.html</link>
		<comments>http://www.figuide.com/avoiding-financial-advisor-fraud.html#comments</comments>
		<pubDate>Thu, 24 Jun 2010 16:03:36 +0000</pubDate>
		<dc:creator>Bruce Wiener</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

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		<description><![CDATA[Avoiding Financial Advisor Fraud With all the craziness in the world, you probably have given little thought to the investment portfolios of such celebrities as Sylvester Stallone, Uma Thurman, Caroline Kennedy, Martin Scorcese, and Henry Kissinger. These are just some of the high profile clients of investment advisor, Kenneth Starr, who was criminally charged last month with fraud. Starr allegedly diverted $59 million from 11 clients to such luxuries as a large New York condo with an indoor swimming pool and a 1,500 square foot garden. The advisor – no connection to the Clinton prosecutor – "cultivated business at charity...]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Makes a Fee-Only Advisor Differnet?</title>
		<link>http://www.figuide.com/what-makes-a-fee-only-advisor-differnet.html</link>
		<comments>http://www.figuide.com/what-makes-a-fee-only-advisor-differnet.html#comments</comments>
		<pubDate>Wed, 02 Jun 2010 14:41:02 +0000</pubDate>
		<dc:creator>Kevin F. Jacobs, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=6349</guid>
		<description><![CDATA[
I am frequently asked:  what is a “fee-only advisor” and why  should I work with one?  First, a fee-only advisor’s compensation comes  directly from the client.  The advisor does not receive any commissions  or referral fees from selling financial products (such as annuities,  insurance or investments).  A fee-only advisor may receive compensation  from assets under management, retainer fees or an hourly rate.  I focus  the majority of my business on retainer fees.
In contrast, a “fee-based” advisor receives compensation from both  charging a fee for completing a financial ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Conferences and Stock Market Drops</title>
		<link>http://www.figuide.com/financial-conferences-and-stock-market-drops.html</link>
		<comments>http://www.figuide.com/financial-conferences-and-stock-market-drops.html#comments</comments>
		<pubDate>Sat, 22 May 2010 22:46:00 +0000</pubDate>
		<dc:creator>Roger Wohlner, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

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		<description><![CDATA[On May 20, 2010 I was attending day 2 of the NAPFA National Conference and the Dow Jones Average dropped 376 points.  On September 15, 2008 I was attending a TD Ameritrade Conference and the Dow dropped about 500 points (and Lehman Brothers declared ba...]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Do Commissions Influence Your Financial Advisor?</title>
		<link>http://www.figuide.com/do-commissions-influence-your-financial-advisor.html</link>
		<comments>http://www.figuide.com/do-commissions-influence-your-financial-advisor.html#comments</comments>
		<pubDate>Tue, 11 May 2010 12:10:04 +0000</pubDate>
		<dc:creator>Russ Thornton</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://www.thorntonwealth.com/?p=379</guid>
		<description><![CDATA[I’m not familiar with this company whose website describes them as “a charitable non-profit corporation“. However, after reading a little more about them on their site, I can actually imagine where they might have a role in someone’s charitable giving or estate planning. ]]></description>
		<wfw:commentRss>http://www.figuide.com/do-commissions-influence-your-financial-advisor.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Avoiding the Extremes</title>
		<link>http://www.figuide.com/avoiding-the-extremes.html</link>
		<comments>http://www.figuide.com/avoiding-the-extremes.html#comments</comments>
		<pubDate>Mon, 19 Apr 2010 03:51:43 +0000</pubDate>
		<dc:creator>Kevin F. Jacobs, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://stepbystepfinancialplanning.com/blog/?p=274</guid>
		<description><![CDATA[I believe one of my greatest responsibilities is to help my clients avoid extremes.  It seems like there is a lot of &#8220;extreme&#8221; talk right now.  I hear it everywhere.  Regarding politics, this is either the worst time in American history (if you are a conservative) or this is the beginning of a new era [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advisor or Salesman?</title>
		<link>http://www.figuide.com/advisor-or-salesman.html</link>
		<comments>http://www.figuide.com/advisor-or-salesman.html#comments</comments>
		<pubDate>Thu, 18 Mar 2010 13:27:20 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=2294</guid>
		<description><![CDATA[Recently I came across an article in the New York Times blogs section by Andrew Ross Sorkin that once again underscores the scary situation that many consumers of financial services face.  As I have mentioned here on several occasions, it’s important to know the source of any “advice” you might receive.]]></description>
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