Category - Budgeting

1
How Falling Gas Prices Could Help the Economy
2
No Need to Be Retired or Age 60 to Enjoy Senior Discounts
3
Full employment economy ready to surprise investors
4
Gaining Wealth and Losing Weight
5
At What Tipping Point Does Less Become More?

How Falling Gas Prices Could Help the Economy

I was recently driving to work and heard on the radio about gas prices in New Jersey falling to $2.99 per gallon of regular. Yes, that’s right, gas prices starting with a “2“! I was so happy to hear the story but I was quickly disappointed to realize it was just a passing comment at the end of the business report. I guess it’s hard to compete with a looming U.S. default or some other negative news that has taken priority.

Anyway, it is good news! According to AAA.com, the National Average Price for regular is $3.34 per …

Read More

No Need to Be Retired or Age 60 to Enjoy Senior Discounts

When I saw a long list of senior discounts that began at age 50, I was intrigued. I am always on the hunt for opportunities to make your money work harder.

One of the best sources was the AARP discounts that are available to members. Many of the discounts are related to travel and entertainment. So if you pay the annual membership fee of $16, you too can appreciate the benefits of AARP membership:

  • Need to rent a car? Get 25% discounts from Alamo, Hertz, National and Budget, up to 30% from Avis, and 5% off from Enterprise.
  • Parking your
Read More

Full employment economy ready to surprise investors



Tomorrow the BLS releases the monthly “Employment Situation Report”. David Rosenberg of Gluskin, Sheff and Macroeconomic Advisors said if no fiscal tightening had occurred in 2013 then the unemployment rate would be 6.0% not 7.3%. Rosenberg said monthly new job creation next year may be 280,000 instead of the recent average of 180,000. My opinion is that at this level, after subtracting 100,000 to 125,000 a month for population increase, in a year the unemployment rate would improve from 7.3% to 5.8%. At that level workers would feel more prosperous and buy more things creating a virtuous cycle where the …

Read More

Gaining Wealth and Losing Weight

Behavior change is a funny thing. We can tell ourselves we want to change, even that we have changed, and yet still continue the same behaviors. It only takes a moment to make a choice that runs counter to our intentions, and then we have regret, or guilt, which doesn’t tend to help us make better choices next time. I think that because we have good intentions more of the time than we make bad choices, we can sometimes delude ourselves into believing we have been “good,” when we really have been quite bad.

For several years I was a …

Read More

At What Tipping Point Does Less Become More?

A reader recently discovered a terrific online financial resource – http://www.mrmoneymustache.com. Mr. Money Mustache controverts conventional thinking (or rather, lack of it) about spending and saving. The co-authors, husband and wife, reached financial independence at the age of 30 by saving aggressively in their 20s. They are raising their kids and spending time as and where they wish. They are by no means “deprived.”

Of course, “deprived” is a self-determined definition. Related to our self-definition of “deprived” is our self-definition of “enough.” What is enough for some might be deprived for others. What is enough at one point in …

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login