While financial planning and managing a household budget may come naturally, many women hesitate to get into investing. This is a shame because women might have fewer worries about their budgets if they were doing something to grow their money.

Very few people get really excited about saving money. Sure, there are some people out there that really love it, but for the rest of us, it just isn’t all that fun.

Do you believe that balancing your checkbook is a dead exercise? Marcie Geffner, a reporter with BankRate, asked if I ever recommend clients balance their checkbook.

Every time I type the word oversave into Microsoft Word, the ugly red line appears to let me know the word doesn’t exist. But when I type overspend, no red line appears.

I am thinking on saving money in a 3 year CD paying .28%.

Even if you have already shopped for the holidays, it is still not too late to do some financial planning to ensure that you do not overspend.