In today’s global economy, it’s becoming more common for family ties to stretch around the world.

What do I do now with my 401(k) now? If you are looking for profound, radical advice here, I suggest that you stop reading this article now. This will save you from wasting the next 30 seconds of your life.

The Roth 401(k) first became available in January 2006, is an option available for employers to provide as a part of “normal” 401(k) plans, either existing or new.

When you invest in your 401(k) plan with salary deferrals from each and every paycheck, you are taking part in a process known as Dollar-Cost-Averaging (DCA).

For better or worse, the primary responsibility for accumulating sufficient assets for retirement has been placed upon our shoulders in the form of defined contribution retirement plans such as the 401(k), 403(b), etc.

Many of us have access to a 401(k) plan at our workplace – have you ever wondered exactly what a 401(k) is?