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	<title>FiGuide - A Retirement Plan That Works! &#187; W. Tedd Oyler, J.D.</title>
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	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>Growing Old (Part II)</title>
		<link>http://www.figuide.com/growing-old-part-ii.html</link>
		<comments>http://www.figuide.com/growing-old-part-ii.html#comments</comments>
		<pubDate>Thu, 20 Aug 2009 02:46:43 +0000</pubDate>
		<dc:creator>W. Tedd Oyler, J.D.</dc:creator>
				<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=1769</guid>
		<description><![CDATA[In our previous conversation (one-sided, I know), I suggested some of the things that you can do as you age in order to feel like you have done as much as possible to wrap up your affairs.  As responsible middle class folks, we do not want to leave “messes” for our kids to clean up.
Continuing with this theme, I want to look at financial risks we may succumb to as we age, as we maybe lose some of our discernment.  As we age, we become demonstrably more susceptible to scammers ...]]></description>
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		<title>Growing Old (Part I)</title>
		<link>http://www.figuide.com/growing-old-part-i.html</link>
		<comments>http://www.figuide.com/growing-old-part-i.html#comments</comments>
		<pubDate>Mon, 17 Aug 2009 16:24:12 +0000</pubDate>
		<dc:creator>W. Tedd Oyler, J.D.</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=1766</guid>
		<description><![CDATA[I talked with a client recently, an older woman, who told me rather suddenly that she now wanted to meet with me monthly because she wanted to make sure that her finances were in good shape.
In truth, her finances have long been in wonderful shape – she has ample annual income, her expenses are entirely predictable, she has good medical insurance, she is already living in a place where they will provide a place for her to live the rest of her life.  Her estate plan is current, including the ...]]></description>
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		<title>The Financial Lessons I Hope We Are Learning Part 2</title>
		<link>http://www.figuide.com/the-financial-lessons-i-hope-we-are-learning-part-2.html</link>
		<comments>http://www.figuide.com/the-financial-lessons-i-hope-we-are-learning-part-2.html#comments</comments>
		<pubDate>Mon, 13 Jul 2009 19:33:09 +0000</pubDate>
		<dc:creator>W. Tedd Oyler, J.D.</dc:creator>
				<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Financial Lessons]]></category>
		<category><![CDATA[lessons]]></category>

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		<description><![CDATA[My rhetorical question in Part I of this series as well as in today’s installment is this:  What lessons are we Americans learning from the current recession?
The sad truth is that there are really no new lessons to learn – all of the important financial lessons have been taught to us before, but there is a significant body of evidence that we have willfully chosen to ignore them, from those living paycheck to paycheck all the way up to the millionaires who entrusted their money to Ponzi schemers.
Previously, I ...]]></description>
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		<title>Financial Lessons I Hope We are Learning Part I</title>
		<link>http://www.figuide.com/financial-lessons-i-hope-we-are-learning-part-i.html</link>
		<comments>http://www.figuide.com/financial-lessons-i-hope-we-are-learning-part-i.html#comments</comments>
		<pubDate>Sun, 12 Jul 2009 09:26:08 +0000</pubDate>
		<dc:creator>W. Tedd Oyler, J.D.</dc:creator>
				<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Financial Lessons]]></category>
		<category><![CDATA[lessons]]></category>
		<category><![CDATA[mistakes]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=1556</guid>
		<description><![CDATA[When I was a little kid, living under my father’s thumb, and stumbled into a bad situation where I got into trouble, he would always ask that one question that was guaranteed to make me mad:  “Son,” he said, time and time again, “what did you learn from this?”
The point of his question, each time, was that mistakes provided perfect opportunities to learn.  Ideally, what one learns is to not make that same mistake again.  Doesn’t always happen that way, but it’s still a pretty good ideal.
So, ...]]></description>
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