Author - Rick Ulivi, Ph.D.

1
How Much Should You Withdraw From Your Savings in Retirement?

How Much Should You Withdraw From Your Savings in Retirement?

One of the key financial questions to ask when thinking retirement is: At what rate should I withdraw income from my savings?  If withdrawn too quickly, you run the risk of outliving your savings, and thus being forced to dramatically reduce your lifestyle and security during retirement.  On the other hand, if withdrawn too slowly, you may miss the opportunity to fully enjoy your retirement.

What is an ideal withdrawal rate?  The answer depends on many variables, but regardless, the number is never static, because your optimal withdrawal rate can vary annually.  Maintaining this rate requires regular monitoring of your …

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login