Author - Megan Rindskopf, CFP®

1
Student Loans Weighing you Down?
2
Top 5 Financial To-Dos in January
3
Cheryl Sherrard quoted in The Wall Street Journal
4
Be a Little Selfish this Year
5
The Affordable Care Act – Considerations for the Consumer

Student Loans Weighing you Down?

Over 40 million Americans currently carry student loan debt with average balances of $29,000. If medical school was part of the equation that number could easily triple or quadruple.

If you find yourself grappling with hefty student loans and all the decisions that come along with them, make sure you fully understand the details of your loans and all of your options before devising a plan to deal with your debt. The details can be overwhelming, so we’ve done our best to break down some key points for you here.

The Basics

There are a number of different types of …

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Top 5 Financial To-Dos in January

As you reflect on the year you’ve had personally, professionally, and financially in 2014, are you any closer to reaching your goals?

Whether or not you view 2014 as a success, the year-end presents an opportunity to reflect and start anew with a clean slate for the year ahead.  If you’re wondering what steps you can take to get ahead in the New Year, here are 5 simple financial to-dos that won’t leave you feeling like you’ve bitten off more than you can chew.

Review your net worth and check in on your goals

The number one way to start …

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Cheryl Sherrard quoted in The Wall Street Journal

Planning to Retire in 2015? Read this.
Before collecting that final paycheck, new retirees need to make important decisions. And it’s not just money. There’s also the issue of how people are going to fill their time in a rewarding way. “You don’t want to see people just stepping off a cliff into the big unknown,” says Cheryl Sherrard, director of financial planning at Clearview Wealth Management in Charlotte, N.C. “Planning and talking about the things that are ahead will make for a much smoother transition.”
This is an excerpt from The Wall Street Journal article by Tom Lauricella. To… Read More

Be a Little Selfish this Year

Pay yourself first. What an interesting concept in a world where demands are constantly competing for your income! As you organize for the year ahead, try to reframe your thinking in order to set realistic goals for yourself. And above all, recognize that it is okay to put yourself first when it comes to your financial well-being.

‘Pay yourself first’ is a well-known personal finance term that means when budgeting, a higher priority is given to saving for your future, rather than only being considered if there is money left at the end of the month.  In practice, a predetermined …

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The Affordable Care Act – Considerations for the Consumer

It seems that you can’t turn on the news or walk down the street without hearing something about The Affordable Care Act, also known as “Obamacare.” Eric Clark’s blog from July 16th addressed The Affordable Care Act from the standpoint of small business owners. This week, I will break down some of the key issues that you, as a consumer, should know and understand as some of these changes begin to be implemented later this fall.

1.  Where will individuals and families obtain their health insurance coverage?

You can still obtain coverage through your employer, individually, or through government …

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