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	<title>FiGuide - A Retirement Plan That Works! &#187; Linda Y. Leitz, CFP®, EA, CDFA</title>
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	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>Why You Should Never Take Financial Advice From Friends</title>
		<link>http://www.figuide.com/why-you-should-never-take-financial-advice-from-friends.html</link>
		<comments>http://www.figuide.com/why-you-should-never-take-financial-advice-from-friends.html#comments</comments>
		<pubDate>Sat, 03 Sep 2011 17:37:35 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Investing Strategies]]></category>
		<category><![CDATA[advice]]></category>

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		<description><![CDATA[Friends love to give you financial advice with "inside" tips on the next hot stock or reasons why they should have bought Apple at $200.  One of the biggest challenges as a successful investor is avoiding financial advice your friends dole out.  If Warren Buffet can swim against the currents, so can you.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>These Simple Taxes Would Make Everyone&#8217;s Life Easier</title>
		<link>http://www.figuide.com/these-simple-taxes-would-make-everyones-life-easier.html</link>
		<comments>http://www.figuide.com/these-simple-taxes-would-make-everyones-life-easier.html#comments</comments>
		<pubDate>Sat, 16 Jul 2011 22:22:39 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://lindaleitz.wordpress.com/?p=142</guid>
		<description><![CDATA[The tax code is certainly more complicated than it should be, as are other government funding issues.  Some of the most simple solutions may never get serious consideration because they are, in fact, so simple.  Here are a couple that will probably never off the ground.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How To Find the Right Financial Advisor</title>
		<link>http://www.figuide.com/how-to-find-the-right-financial-advisor.html</link>
		<comments>http://www.figuide.com/how-to-find-the-right-financial-advisor.html#comments</comments>
		<pubDate>Thu, 30 Jun 2011 10:09:39 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[financial planner]]></category>

		<guid isPermaLink="false">http://lindaleitz.wordpress.com/?p=137</guid>
		<description><![CDATA[If you want financial planning, finding a professional to guide you through the process is a daunting proposition.   Even referrals aren’t always the solution, since many of your friends might not completely understand what their financial advisor does or whether what’s done is right for them.]]></description>
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		<slash:comments>7</slash:comments>
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		<title>4 Tips To Help You Save on Your 2011 Taxes</title>
		<link>http://www.figuide.com/4-tips-to-help-you-save-on-your-2011-taxes.html</link>
		<comments>http://www.figuide.com/4-tips-to-help-you-save-on-your-2011-taxes.html#comments</comments>
		<pubDate>Sat, 26 Mar 2011 04:01:34 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[charity]]></category>
		<category><![CDATA[divorce]]></category>
		<category><![CDATA[planning]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://lindaleitz.wordpress.com/?p=134</guid>
		<description><![CDATA[While the 2010 tax season is not yet over, it's not too use the momentum to start preparing your finances for the 2011 tax season.   We offer a few tips for you to act on today to save yourself time and money come next year's tax season. ]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Top 10 Things You Need To Do This Tax Season</title>
		<link>http://www.figuide.com/top-10-things-you-need-to-do-this-tax-season.html</link>
		<comments>http://www.figuide.com/top-10-things-you-need-to-do-this-tax-season.html#comments</comments>
		<pubDate>Mon, 28 Feb 2011 03:06:58 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Tax Planning]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=9447</guid>
		<description><![CDATA[April 15th is only a few weeks away and whether you're in the midst of getting your taxes filed or waiting for the last minute, we have 10 tips that will help you keep organized and reduce your overall tax bill this season. ]]></description>
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		<slash:comments>0</slash:comments>
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		<title>4 Financial Skills Everyone Should Master</title>
		<link>http://www.figuide.com/4-financial-skills-everyone-should-master.html</link>
		<comments>http://www.figuide.com/4-financial-skills-everyone-should-master.html#comments</comments>
		<pubDate>Wed, 12 Jan 2011 13:32:23 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Family Finances]]></category>

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		<description><![CDATA[The economy still isn’t out of the woods.  Many people still feel the pressure of a sluggish financial landscape.   As the year beings, it’s good to get some financial goals in place.  Basics are a good starting point.]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How To Decide If You Should Convert to a Roth IRA</title>
		<link>http://www.figuide.com/how-to-decide-if-you-should-convert-to-a-roth-ira.html</link>
		<comments>http://www.figuide.com/how-to-decide-if-you-should-convert-to-a-roth-ira.html#comments</comments>
		<pubDate>Mon, 01 Nov 2010 17:21:24 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[IRA Center]]></category>

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		<description><![CDATA[Congress lifted the income ceiling in 2010 for conversion of a traditional IRA to a Roth IRA. So lots of people are wondering if a conversion is a good idea.  The answer is – as it so often the case – that it depends.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Splitting The House During a Divorce In a Recession</title>
		<link>http://www.figuide.com/splitting-the-house-during-a-divorce-in-a-recession.html</link>
		<comments>http://www.figuide.com/splitting-the-house-during-a-divorce-in-a-recession.html#comments</comments>
		<pubDate>Wed, 28 Jul 2010 19:07:28 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Family Finances]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=6724</guid>
		<description><![CDATA[Besides income and expenses, the house is another issue that sometimes has some aberrant circumstances in this recession.  During a “normal” economy, it’s pretty common for divorcing families either sell the home or one of them continues to live in it.  Seems pretty straightforward. ]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Holiday Spending During a Recession</title>
		<link>http://www.figuide.com/holiday-spending-during-a-recession.html</link>
		<comments>http://www.figuide.com/holiday-spending-during-a-recession.html#comments</comments>
		<pubDate>Mon, 23 Nov 2009 20:22:10 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[holiday gifts]]></category>
		<category><![CDATA[holiday spending]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[wise spending]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=3773</guid>
		<description><![CDATA[The holidays are upon us and many people are saying “Bah Humbug!”  There is a way to enjoy the holidays without overspending.  Here are a few tips:[...]]]></description>
		<wfw:commentRss>http://www.figuide.com/holiday-spending-during-a-recession.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Your Financial Advisor&#8217;s Most Essential Trait</title>
		<link>http://www.figuide.com/your-financial-advisors-most-essential-trait.html</link>
		<comments>http://www.figuide.com/your-financial-advisors-most-essential-trait.html#comments</comments>
		<pubDate>Thu, 12 Nov 2009 19:41:11 +0000</pubDate>
		<dc:creator>Linda Y. Leitz, CFP®, EA, CDFA</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[Financial Planning]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=3690</guid>
		<description><![CDATA[There are some great checklists for choosing a financial advisor.  The good ones include asking about education, professional credentials, how long they’ve been in the business, and what services they offer.  But some of the most important information you’ll need isn’t on a checklist.  And it’s very hard to find.[...]]]></description>
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		<slash:comments>2</slash:comments>
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