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	<title>FiGuide - A Retirement Plan That Works! &#187; John A. Kvale, CFA, CFP®</title>
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	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>The Characteristics of a Financial Bubble</title>
		<link>http://www.figuide.com/the-characteristics-of-a-financial-bubble.html</link>
		<comments>http://www.figuide.com/the-characteristics-of-a-financial-bubble.html#comments</comments>
		<pubDate>Wed, 17 Aug 2011 13:38:57 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Investing Strategies]]></category>

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		<description><![CDATA[Financial and economic bubbles may be hard to predict... or are they?  Whatever you believe, here are the 4 characteristics that all financial bubbles have in common. ]]></description>
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		<title>How Did The Economy Fall so Ill?</title>
		<link>http://www.figuide.com/how-did-the-economy-fall-so-ill.html</link>
		<comments>http://www.figuide.com/how-did-the-economy-fall-so-ill.html#comments</comments>
		<pubDate>Tue, 16 Aug 2011 11:25:48 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[economy]]></category>

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		<description><![CDATA[In an effort to make sure we all do not forget the forest because of the trees, we wanted to quickly review what thorn has gotten under the world capital market’s saddle, and how we arrived on this trail.]]></description>
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		<title>What Will Happen If There is No Agreement on the Debt Cieling</title>
		<link>http://www.figuide.com/what-will-happen-if-there-is-no-agreement-on-the-debt-cieling.html</link>
		<comments>http://www.figuide.com/what-will-happen-if-there-is-no-agreement-on-the-debt-cieling.html#comments</comments>
		<pubDate>Thu, 28 Jul 2011 21:30:03 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[economy]]></category>

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		<description><![CDATA[As we near the Geithner deadline of Aug 2 for a debt ceiling increase, it appears the two political sides have defined their positions clearly, yet not begun to compromise and move towards a mutual agreement.]]></description>
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		<title>What&#8217;s Going On With the Markets?</title>
		<link>http://www.figuide.com/whats-going-on-with-the-markets.html</link>
		<comments>http://www.figuide.com/whats-going-on-with-the-markets.html#comments</comments>
		<pubDate>Mon, 20 Jun 2011 22:22:36 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Investing Strategies]]></category>
		<category><![CDATA[capital markets]]></category>
		<category><![CDATA[stock market]]></category>

		<guid isPermaLink="false">http://street-cents.com/?p=3976</guid>
		<description><![CDATA[Wondering what's causing these wild up and down swings?  Then read on...]]></description>
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		<title>What to Do If You Get Form 5498 From the IRS</title>
		<link>http://www.figuide.com/what-to-do-if-you-get-form-5498-from-the-irs.html</link>
		<comments>http://www.figuide.com/what-to-do-if-you-get-form-5498-from-the-irs.html#comments</comments>
		<pubDate>Sat, 21 May 2011 14:35:15 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Tax Planning]]></category>

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		<description><![CDATA[If you got, or are expecting to receive a form 5498 from the IRS, this is a must read. ]]></description>
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		<title>Stomaching The Market&#8217;s Volatility</title>
		<link>http://www.figuide.com/stomaching-the-markets-volatility.html</link>
		<comments>http://www.figuide.com/stomaching-the-markets-volatility.html#comments</comments>
		<pubDate>Tue, 10 May 2011 19:30:20 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Investing Strategies]]></category>

		<guid isPermaLink="false">http://street-cents.com/?p=3739</guid>
		<description><![CDATA[The stock market is known for its volatility.  One day, the Nasdaq is up 100points, the next day, it's down 75.  Wild swings in market prices can reek havoc on investor's stomachs.  While nobody knows for sure how and why market are so volatile, we do know how you can better digest its wild mood wings. ]]></description>
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		<title>5 Ways to Spring Clean Your Finances</title>
		<link>http://www.figuide.com/5-ways-to-spring-clean-your-finances.html</link>
		<comments>http://www.figuide.com/5-ways-to-spring-clean-your-finances.html#comments</comments>
		<pubDate>Fri, 06 May 2011 12:41:36 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[spring cleaning]]></category>
		<category><![CDATA[updating finances]]></category>

		<guid isPermaLink="false">http://street-cents.com/?p=3726</guid>
		<description><![CDATA[Often, with spring comes the need to clean out closets and the house, etc. to "shake off" the winter.  Your finances should be no different, as there is often a need to re-organize and update those as well.  Here are five tips that can serve as your jumping off point for where to start [...]]]></description>
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		<title>What Happens Now That The U.S. Credit Outlook Is Negative?</title>
		<link>http://www.figuide.com/what-happens-now-that-the-u-s-credit-outlook-is-negative.html</link>
		<comments>http://www.figuide.com/what-happens-now-that-the-u-s-credit-outlook-is-negative.html#comments</comments>
		<pubDate>Wed, 20 Apr 2011 14:30:23 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[S&P]]></category>
		<category><![CDATA[U.S. credit outlook negative]]></category>

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		<description><![CDATA[Standard &#038; Poor's recent release put the U.S. on notice by revising the credit outlook to negative.  It's reflective of general public opinion regarding the economy and asks the question: What happens now?  There are many possible answers, but perhaps the most [...]]]></description>
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		<title>Facts About Egypt And Our Economy</title>
		<link>http://www.figuide.com/facts-about-egypt-and-our-economy.html</link>
		<comments>http://www.figuide.com/facts-about-egypt-and-our-economy.html#comments</comments>
		<pubDate>Tue, 01 Feb 2011 03:12:24 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>

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		<description><![CDATA[The recent turmoil in Egypt has wreaked havoc on financial markets through out the world.  Economic and political instability have left investors wondering what this turmoil will mean for the U.S. and global economies. ]]></description>
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		<title>When Can You File Your 2010 Taxes?</title>
		<link>http://www.figuide.com/when-can-you-file-your-2010-taxes.html</link>
		<comments>http://www.figuide.com/when-can-you-file-your-2010-taxes.html#comments</comments>
		<pubDate>Fri, 28 Jan 2011 05:26:14 +0000</pubDate>
		<dc:creator>John A. Kvale, CFA, CFP®</dc:creator>
				<category><![CDATA[Tax Planning]]></category>

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		<description><![CDATA[The 2010 tax season is upon us.  The many procrastinators who typically wait until April 15th are in good luck this year as the IRS has extended the deadline to April 18th.  However, file too late and you risk receiving your refund later too, losing potentially valuable interest]]></description>
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