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	<title>FiGuide - A Retirement Plan That Works! &#187; Jim Blankenship, CFP®, EA</title>
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	<link>http://www.figuide.com</link>
	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>When Should You File For Social Security Benefits?</title>
		<link>http://www.figuide.com/when-should-you-file-for-social-security-benefits.html</link>
		<comments>http://www.figuide.com/when-should-you-file-for-social-security-benefits.html#comments</comments>
		<pubDate>Sat, 28 Jan 2012 19:36:10 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[early retirement]]></category>

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		<description><![CDATA[When you apply for your social security benefits can have a big impact on the total social security you receive in your retirement.  Apply too early and you risk receiving a lower monthly payment.  Apply too late and you risk missing out on getting Social Security earlier in your retirement.  We analyze when the perfect time to apply for social security is. ]]></description>
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		<title>Here&#8217;s How You Know if You Need to File a Tax Return This Year</title>
		<link>http://www.figuide.com/heres-how-you-know-if-you-need-to-file-a-tax-return-this-year.html</link>
		<comments>http://www.figuide.com/heres-how-you-know-if-you-need-to-file-a-tax-return-this-year.html#comments</comments>
		<pubDate>Thu, 12 Jan 2012 19:10:36 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[tax credits]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4571</guid>
		<description><![CDATA[Have you ever wondered if it was actually necessary to file a tax return?  Perhaps your income is relatively low, and so you wonder if it’s really required of you to file a return.]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Here&#8217;s How You Can Get Tax-Free Income From a Roth IRA Conversion</title>
		<link>http://www.figuide.com/heres-how-you-can-get-tax-free-income-from-a-roth-ira-conversion.html</link>
		<comments>http://www.figuide.com/heres-how-you-can-get-tax-free-income-from-a-roth-ira-conversion.html#comments</comments>
		<pubDate>Wed, 21 Dec 2011 17:20:34 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[IRA Center]]></category>
		<category><![CDATA[conversion]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[QRP]]></category>
		<category><![CDATA[Roth Conversion]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4472</guid>
		<description><![CDATA[If you’re in a relatively low tax bracket and have funds in a traditional IRA or Qualified Retirement Plan, chances are you might be in a position to set yourself up with tax-free income via a Roth Conversion.]]></description>
		<wfw:commentRss>http://www.figuide.com/heres-how-you-can-get-tax-free-income-from-a-roth-ira-conversion.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>The Best Tax Moves to Make Before Years End</title>
		<link>http://www.figuide.com/the-best-tax-moves-to-make-before-years-end.html</link>
		<comments>http://www.figuide.com/the-best-tax-moves-to-make-before-years-end.html#comments</comments>
		<pubDate>Sat, 10 Dec 2011 14:59:28 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[mortgage]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4386</guid>
		<description><![CDATA[As the end of 2011 comes to a close, there are several things you can do to lower your tax bill due in April.  ]]></description>
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		<slash:comments>3</slash:comments>
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		<title>The Social Security Spousal Benefit – Fully Explained</title>
		<link>http://www.figuide.com/the-social-security-spousal-benefit-%e2%80%93-fully-explained.html</link>
		<comments>http://www.figuide.com/the-social-security-spousal-benefit-%e2%80%93-fully-explained.html#comments</comments>
		<pubDate>Sat, 10 Dec 2011 11:17:43 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4417</guid>
		<description><![CDATA[The exact rules for the social security spousal benefit are anything but clear and easy to understand.  We've laid out everything you need to know in an easier to understand manner to help you achieve the most that this benefit has to offer. ]]></description>
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		<slash:comments>11</slash:comments>
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		<title>This is How You Convert An Inherited 401(k) to a Roth IRA</title>
		<link>http://www.figuide.com/this-is-how-you-convert-an-inherited-401k-to-a-roth-ira.html</link>
		<comments>http://www.figuide.com/this-is-how-you-convert-an-inherited-401k-to-a-roth-ira.html#comments</comments>
		<pubDate>Fri, 02 Dec 2011 17:00:11 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[401k Center]]></category>
		<category><![CDATA[401k]]></category>
		<category><![CDATA[conversion]]></category>
		<category><![CDATA[inherited IRA]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[QRP]]></category>
		<category><![CDATA[retirement plan]]></category>
		<category><![CDATA[Roth Conversion]]></category>
		<category><![CDATA[Roth IRA]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4374</guid>
		<description><![CDATA[If you have inherited a 401k or other retirement plan, you have the option to convert that plan into a Roth IRA. Here's why you might want to consider a Roth IRA conversion. ]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>The 8 Biggest Tax Provisions Expiring This Year</title>
		<link>http://www.figuide.com/the-8-biggest-tax-provisions-expiring-this-year.html</link>
		<comments>http://www.figuide.com/the-8-biggest-tax-provisions-expiring-this-year.html#comments</comments>
		<pubDate>Tue, 22 Nov 2011 09:00:12 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Tax Planning]]></category>
		<category><![CDATA[income tax]]></category>
		<category><![CDATA[IRS]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4341</guid>
		<description><![CDATA[Tax payers beware, 2011 marks the end of numerous popular tax breaks and provisions.  Take a look at the list of 8 that we've compiled to see how you will be affected. ]]></description>
		<wfw:commentRss>http://www.figuide.com/the-8-biggest-tax-provisions-expiring-this-year.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>How to Fix Social Security Once and For All</title>
		<link>http://www.figuide.com/how-to-fix-social-security-once-and-for-all.html</link>
		<comments>http://www.figuide.com/how-to-fix-social-security-once-and-for-all.html#comments</comments>
		<pubDate>Fri, 14 Oct 2011 12:35:08 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[social security]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4269</guid>
		<description><![CDATA[Social security is in a world of hurt right now with no near-term solutions that seem viable. However, if the government and SSA followed a few sound principles, then we may be able to fix social security once and for all. ]]></description>
		<wfw:commentRss>http://www.figuide.com/how-to-fix-social-security-once-and-for-all.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Undo Your Roth IRA Conversion and You Could Save</title>
		<link>http://www.figuide.com/undo-your-roth-ira-conversion-and-you-could-save.html</link>
		<comments>http://www.figuide.com/undo-your-roth-ira-conversion-and-you-could-save.html#comments</comments>
		<pubDate>Sat, 01 Oct 2011 12:29:26 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[conversion]]></category>
		<category><![CDATA[IRA]]></category>
		<category><![CDATA[Roth Conversion]]></category>
		<category><![CDATA[Tax]]></category>

		<guid isPermaLink="false">http://financialducksinarow.com/?p=4238</guid>
		<description><![CDATA[There's a little known strategy that allows investors who converted an IRA to a Roth IRA and their account has since lost value to undo that Roth IRA conversion and get the taxes you originally paid back.  In other words, there's no sense in paying more taxes on an account value that no longer exists. ]]></description>
		<wfw:commentRss>http://www.figuide.com/undo-your-roth-ira-conversion-and-you-could-save.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Social Security Can be Saved</title>
		<link>http://www.figuide.com/how-social-security-can-be-saved.html</link>
		<comments>http://www.figuide.com/how-social-security-can-be-saved.html#comments</comments>
		<pubDate>Tue, 13 Sep 2011 04:19:54 +0000</pubDate>
		<dc:creator>Jim Blankenship, CFP®, EA</dc:creator>
				<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=13824</guid>
		<description><![CDATA[Social security has been deemed the greatest ponzi scheme ever, but alas the system can be saved!]]></description>
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		<slash:comments>0</slash:comments>
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