Author - A. Jason Whitby, CFA, CFP®, AIFA®, MBA

1
Should You Invest In Structured Notes?
2
6 Common Misconceptions about Dividends
3
What is the Best ETF?
4
Choosing a Self Retirement Plan
5
What Is The Most Common Investing Mistake?

6 Common Misconceptions about Dividends

During periods of low yields and market volatility, more than a few experts recommend dividend stocks and funds. This may sound like good advice, but unfortunately, it is often based on misconceptions and anecdotal evidence.

It is time to take a closer look at the six most common reasons why advisors and other experts recommend dividends and why, based on these reasons, such recommendations are often unsound advice.

Misconception No. 1: Dividends are a good income-producing alternative when money market yields are low.
Taking cash and buying dividend stocks isn’t consistent with being a conservative investor, regardless of what money …

Read More

What is the Best ETF?

Seeking Alpha’s Jason Aycock recently interviewed Jason Whitby about  what Jason would own (or short) if he could choose just one stock or ETF to own.  The interview raised some very important and thought provoking points which we wanted to share with you.


Which single asset class are you most bullish (or bearish) about in the coming year? What ETF position would you choose to best capture that?

If I could own just one stock or ETF, then it would have to be Vanguard’s Total World Stock Index ETF (VT). Perhaps I’m taking the question a little …

Read More

Choosing a Self Retirement Plan

The SEP-IRA is dead.  At least it should be for ever sole proprietor that is looking for the best retirement vehicle.  There are very few slam dunks in this industry but choosing the Individual 401(K) over the SEP IRA is clearly one of them.  If you are a Sole Proprietor and you want to maximize retirement contributions with the lowest cost and highest flexibility, then you deserve it to yourself to read these 5 reasons why the Individual 401(K) is the best retirement vehicle for sole proprietors.

Reason 1: Maximum Pre-Tax Contributions

The first reason why the Individual 401(K) is …

Read More

What Is The Most Common Investing Mistake?

Investing in assets based on news headlines.

A recent newspaper article laid out a pitch for buying shares in real estate investment trusts (REITs).  The newspaper story began with 3 reasons why you should own REITs followed by why REITs are different than direct real-estate ownership.  The author then went on to justify why the timing was right for a REIT rebound followed by a call to action, “If you’re a prudent investor, this could be the right time to consider adding REITs to an investment portfolio.”

This all sounded very sensible and made for a pretty compelling case… at

Read More

Copyright 2014 FiGuide.com   About Us   Contact Us   Our Advisors       Login