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	<title>FiGuide - A Retirement Plan That Works! &#187; Cathy Curtis, CFP®</title>
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	<description>FiGuide&#039;s free daily tips provides short, actionable strategies to help you achieve a successful, worry-free retirement.</description>
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		<title>Demstyfing Today&#8217;s Most Popular Economic Terms</title>
		<link>http://www.figuide.com/demstyfing-todays-most-popular-economic-terms.html</link>
		<comments>http://www.figuide.com/demstyfing-todays-most-popular-economic-terms.html#comments</comments>
		<pubDate>Tue, 07 Jun 2011 09:03:56 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Uncategorized]]></category>

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		<description><![CDATA[Quantitative Easing, debt ceiling, entitlement spending, and others are being blasted in media headlines day in and day out to explain the current economic condition of the U.S. We help to demystify what these terms actually mean so you gain more insight into what's actually going on in our economy.]]></description>
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		<title>Should You Walk Away From Your Mortgage?</title>
		<link>http://www.figuide.com/should-you-walk-away-from-your-mortgage.html</link>
		<comments>http://www.figuide.com/should-you-walk-away-from-your-mortgage.html#comments</comments>
		<pubDate>Mon, 28 Mar 2011 22:04:22 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[strategic default]]></category>
		<category><![CDATA[voluntary foreclosure]]></category>

		<guid isPermaLink="false">http://blog.curtisfinancialplanning.com/?p=850</guid>
		<description><![CDATA[The debate is on about voluntary foreclosures.  Many people are now considering this as an acceptable form of managing overwhelming mortgage debt, while others simply do not agree.  What are the financial repercussions of walking away from a mortgage and can it really help?]]></description>
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		<slash:comments>3</slash:comments>
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		<item>
		<title>How To Increase Your Credit Score</title>
		<link>http://www.figuide.com/how-to-increase-your-credit-score.html</link>
		<comments>http://www.figuide.com/how-to-increase-your-credit-score.html#comments</comments>
		<pubDate>Wed, 12 Jan 2011 11:25:06 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=8879</guid>
		<description><![CDATA[Your credit score is the single most important tool institutions use to determine your creditworthiness. Without a credit score of 700 or over, you won’t get the best rates on mortgages and car loans,]]></description>
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		<slash:comments>0</slash:comments>
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		<title>3 Key Steps To Financial Success</title>
		<link>http://www.figuide.com/3-key-steps-to-financial-success.html</link>
		<comments>http://www.figuide.com/3-key-steps-to-financial-success.html#comments</comments>
		<pubDate>Wed, 29 Dec 2010 16:03:44 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=8640</guid>
		<description><![CDATA[Saving is the process of reserving a portion of current income for future use. Investing is putting those savings to work to increase wealth. Diversifying and rebalancing are investment strategies meant to increase the likelihood of success.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Cleaning House: What To Do With An Old 401k</title>
		<link>http://www.figuide.com/cleaning-house-what-to-do-with-an-old-401k.html</link>
		<comments>http://www.figuide.com/cleaning-house-what-to-do-with-an-old-401k.html#comments</comments>
		<pubDate>Wed, 22 Dec 2010 09:57:07 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[401k Center]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=8587</guid>
		<description><![CDATA[There is no shame in owning multiple 401(k) or 403(b) accounts—the fact that they exist indicates a commitment to retirement saving. What may bring on a twinge of guilt (and rightfully so) is the neglect of these accounts,]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How To Create A Budget That Works</title>
		<link>http://www.figuide.com/how-to-create-a-budget-that-works-2.html</link>
		<comments>http://www.figuide.com/how-to-create-a-budget-that-works-2.html#comments</comments>
		<pubDate>Wed, 24 Nov 2010 15:23:59 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=8211</guid>
		<description><![CDATA[It’s not hard to create a budget or allocate particular sums of money to various things.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>How Much is Enough For Retirement?</title>
		<link>http://www.figuide.com/how-much-is-enough-for-retirement.html</link>
		<comments>http://www.figuide.com/how-much-is-enough-for-retirement.html#comments</comments>
		<pubDate>Thu, 01 Jul 2010 11:54:00 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=6549</guid>
		<description><![CDATA[None of us knows how long we will live. But you can be sure that the  longer you live the more money you will need – unless – you’re willing  to reduce your lifestyle in retirement. According to IRS issued life  expectancy tables, the life expectancy for a 25 year old is 83.2, for a  50 year old 84.2 and for a 75 year old it’s 88.4.
The older you get the more years you are expected to live. We can  thank medical science and our ...]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Tax Planning Strategies to Keep You Sane This April</title>
		<link>http://www.figuide.com/tax-planning-strategies-to-keep-you-sane-this-april.html</link>
		<comments>http://www.figuide.com/tax-planning-strategies-to-keep-you-sane-this-april.html#comments</comments>
		<pubDate>Mon, 17 May 2010 03:02:44 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Tax Planning]]></category>

		<guid isPermaLink="false">http://blog.curtisfinancialplanning.com/?p=554</guid>
		<description><![CDATA[If you&#8217;ve been reading my blog, you know that I&#8217;vve been writing about the Ten Simple Truths About Money.  These truths are meant to act as a framework to provide new ways for you to think about money that are easy to understand and implement.  Simple Truth #four is &#8220;Inflation and Taxes Are Money&#8217;s Enemies.&#8221;  [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Protect Your Money From Inflation and Taxes</title>
		<link>http://www.figuide.com/protect-your-money-from-inflation-and-taxes.html</link>
		<comments>http://www.figuide.com/protect-your-money-from-inflation-and-taxes.html#comments</comments>
		<pubDate>Wed, 31 Mar 2010 04:11:20 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Banking & Budgeting]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://blog.curtisfinancialplanning.com/?p=534</guid>
		<description><![CDATA[Inflation and taxes can wreak havoc on the best-laid financial plans unless you arm yourself with the knowledge and tactics to prevent the most damage.
 Today we&#8217;ll focus on inflation, which is one powerful enemy. Why? You can’t see it, there are are no laws protecting you from it and it’s not selective. Every single [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What a Good Financial Advisor Does</title>
		<link>http://www.figuide.com/what-a-good-financial-advisor-does.html</link>
		<comments>http://www.figuide.com/what-a-good-financial-advisor-does.html#comments</comments>
		<pubDate>Fri, 18 Sep 2009 22:05:02 +0000</pubDate>
		<dc:creator>Cathy Curtis, CFP®</dc:creator>
				<category><![CDATA[Fee-Only Advising]]></category>
		<category><![CDATA[financial advisor]]></category>
		<category><![CDATA[Investing Strategies]]></category>
		<category><![CDATA[investment advice]]></category>

		<guid isPermaLink="false">http://www.figuide.com/?p=3040</guid>
		<description><![CDATA[The market crash was a stomach-churning time for most advisors and--dare I say it--especially for those of us who consider ourselves financial planners first. We knew that after the dust settled, our clients' financial plans would look very different from a year ago. Predictably, the markets have recovered, and those advisors who were able to persuade clients to stay invested are enjoying a relatively quiet summer. Or are they?]]></description>
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		<slash:comments>0</slash:comments>
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