Author - Brian Frederick, JD, CFP®

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10 Tips For Buying A Used Car
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The Top Nine Things That Busy, Technologically Savvy People Should Look For In A Bank Account
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Four Signs That You Should Hire A Financial Advisor
4
Making Wise Decisions About Educational Funding And Student Loan Debt

10 Tips For Buying A Used Car

When you factor in a car payment, registration, insurance, fuel and maintenance, for most families’ vehicles are only behind housing in terms of monthly expenditures. As a consumer, what you have to be careful of is not having your transportation expenses become so great that they interfere with building long term wealth and other financial goals. For that reason, I often recommend to clients that they strongly consider buying used vehicles instead of new. Not only does someone else take the initial depreciation hit there can be substantial savings on insurance and registration costs as well.

Here are some tips …

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The Top Nine Things That Busy, Technologically Savvy People Should Look For In A Bank Account

I’ve written this list to include some of the most important things that I look for when evaluating bank accounts. It also assumes certain baseline ‘must have’ things like no charge for incoming wires or direct deposits, a free debit card with a MasterCard or Visa logo, text and/or email alerts, and FDIC/NCUA insurance. Notice that ‘high interest rates’ is not on this list – with interest rates being as low as they are, it is more important to look at things like convenience, low fees, and security than a marginally higher interest rate.

9) Unlimited ATM refunds. Even if …

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Four Signs That You Should Hire A Financial Advisor

With the proliferation of tools on the internet more and more people are choosing to manage their own finances. This is great! Knowledge is power and no one cares about your money as much as you do! However, there are four situations where you should seek a financial planner’s help:

You are busy with your career and family and don’t have enough time to manage your finances. When starting your career, only two rules apply: a) spend less than you make and b) get compound interest working for you by saving as much as you can, as soon as you …

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Making Wise Decisions About Educational Funding And Student Loan Debt

As a financial advisor that focuses on serving a Generation X clientele (including many people with graduate degrees!), one of the hot button issues that I run into is: “How do I save for my children’s education in light of spiraling education costs?” While I believe there are some cataclysmic changes coming to higher education in the coming years, here are some tips to keep in mind as you put money away and guide your children in their educational decision making:

Instead of trying to keep student loan debt to a certain percentage of their expected salary, I believe students

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