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Radio: Are U.S. Markets Overvalued?
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Will New Easier Lending Rules Cause a Bubble?
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Social Security Wage Base Set for 2015
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Credit Scores 101
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Social Security

Radio: Are U.S. Markets Overvalued?

Marotta Smiling on Radio

David John Marotta was interviewed on radio 1070 WINA’s Schilling Show talking about investment concerns, specifically the U.S. Markets. The interview covers the basics of what investing is, and how to think about investing, especially in U.S. Markets with a constant stream of information available.

Listen to the show here:

 

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Will New Easier Lending Rules Cause a Bubble?

The government and the GSEs Fannie and Freddie have relaxed the rules for mortgage underwriting this week. Now lenders can have 5% down payment loans without retaining ownership in a loan they sell to bond investors, as long as they verify income. This is good. The fundamental problem of the mortgage crisis was an explicit refusal to allow no-income verification loans which enable people to borrow too much. The threat of a low down payment loan is a myth because those loans typically were underwritten far more strictly than ones with a large down payment. There were some lenders in …

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Social Security Wage Base Set for 2015

The Social Security Administration has set the maximum taxable wage base for 2015 at $118,500. This represents an increase of $1,500 over the 2014 wage base of $117,000, an increase of 1.28%. Post originally appeared as Social Security Wage Base Set for 2015 on Getting Your Financial Ducks In A Row. The post Social Security Wage Base Set for 2015 appeared first on Getting Your Financial Ducks In A Row. Read More

Credit Scores 101

Most people have credit cards. Your credit score matters, so don’t take it for granted. And if it is low, here are ways to give it a turbo boost. The most commonly used credit score is from FICO, and it … Continue reading Read More

Social Security

COLA for 2015 Set at 1.7%
The Social Security Administration announced today that the annual automatic Cost Of Living Adjustment (COLA) for Social Security benefits in 2015 will be 1.7%. This is comparable to the 1.5% COLA for 2014, and is the 5th time in the past six years that the adjustment has been less than 2%. Look for more articles in the near future with details on earnings limits, bend points, and other factors affected by the COLA. Post originally appeared as Social Security COLA for 2015 Set at 1.7% on Getting Your Financial Ducks In A Row The… Read More

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