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Why Some Investments Smell
2
Social Security Filing Strategies for the Single Person
3
Trying to Talk to Government? Good Luck.
4
Put Yourself First with a Financial Advisor Who Puts You First
5
One-Fund Investing

Why Some Investments Smell

Our fridge finally died; we could also use a new dishwasher. So, when we found that a local retailer was offering a discount for buying more than one appliance, my husband and I drove over.

I’m what the Kolbe personality profile calls a “Fact Finder,” so I had done my research. When we arrived at the store, I whipped out the print outs of the brand and models that we wanted.

We started with refrigerators. The one I had picked was okay, but there was a better one in a neighboring price range we both liked more that I hadn’t …

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Social Security Filing Strategies for the Single Person

You can listen to this article by using the podcast player below if you’re on the blog; if you’re reading this via RSS, there should be a “Play Now” link just below the title to access the audio. If you’re receiving this article via email, there should be a “Download Now” link within the text of the message to retrieve the audio file.

backwardsMost Social Security filing strategies are focused on married folks, or those who have been married and are now divorced or widowed. Single folks who have never been married seem to get short shrift – but it’s …

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Trying to Talk to Government? Good Luck.

Trying to Contact Government? Good Luck.

In a 2009 presidential memo, President Obama wrote, “Openness will strengthen our democracy and promote efficiency and effectiveness in Government.” It would be nice if that carried through to his employees.

While researching my latest article on the Joint Economic Committee (JEC), I attempted to speak with the JEC’s Press Contact and Communications Director, Todd Deutsch. He is one of thirty-one JEC employees.

He promptly asked for my publication and deadline (November 10th). After telling him, he just as promptly proceeded to ignore all further communication. I have yet to hear from him again. When I …

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Put Yourself First with a Financial Advisor Who Puts You First

Businessman in Cubicle Raising Foam HandA Washington Post column entitled “Find a financial advisor who will put your interests first,” seems to offer simple advice but how easy is it to really do this?

You may have heard it before—you need to take care of yourself so you can take care of others. In finance, people tell you to pay yourself first and if you’re on a plane you’re advised to put your own mask first. But for many of us it is not easy to put ourselves before others, even when we know that this is the best way for us to be of …

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One-Fund Investing

Old Globe

Earlier on the blog, David Marotta wrote about investing in one fund if you wanted to keep things very simple (even more simple than his gone-fishing portfolio).

He suggested the Vanguard STAR Fund (VGSTX), which has the following benefits:

  • Low expense ratio of 0.34% (which Vanguard says is 64% lower than the average expense ratio of funds with similar holdings)
  • It’s a 60% stocks, 40% bonds/cash fund, which gives a smoother, more moderate ride on the bumpy stock market
  • It’s a blend of several other Vanguard funds
  • It has a minimum initial investment of $1,000, which is
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