I’ve written a lot about Social Security Spousal Benefits and Survivor Benefits on these pages, but oftentimes there is confusion about how they are applied. There are things about them that are common, but for the most part there are some real differences that you need to understand as you make decisions about applying for one or the other of these benefits.
I was recently driving to work and heard on the radio about gas prices in New Jersey falling to $2.99 per gallon of regular. Yes, that’s right, gas prices starting with a “2“!
Investing in mutual funds takes work, even index funds. Whether you own actively managed funds or index funds you still need to monitor your holdings. Here are 7 reasons you might consider selling a mutual fund holding.
Bank Loan Funds (BLF’s) are a mutual fund asset class that buys corporate loans from banks. They have a higher seniority than bonds during bankruptcy so they are sometimes called “senior secured loans”. The big thrill about this asset class is that they allegedly have no duration risk which is the risk of being hurt by rising interest rates, since the contract specifies that the rate is adjustable on a monthly or quarterly basis.
When selecting an employer, understanding the value of the benefits offered is critical. Just because one employer may offer a higher salary doesn’t mean they are offering more total compensation than other options. Let’s explore the value of benefits received by a 60 year-old employee who is married and has two kids (ages 18 and 15).
Many people think I know of a great investment or that I have a favorite that I use over and over again. I have been in the financial services industry now for over 30 years. (Yes, I am old.) I do have certain favorites that I prefer -for myself.
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