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1
The Art of the Rebalancing Bonus
2
The Market Has Been Flat For Six Months — Why This is Great News
3
How to Get Jobs for “Unemployable” Degrees
4
Student Loans Weighing you Down?
5
Boosting Your Credit Score

The Art of the Rebalancing Bonus

Portfolio design and rebalancing is both a science and an art. Understanding the science is akin to understanding the physics of why a spinning ball hooks and bends. The art is the execution of the science such as when you are actually playing soccer or golf. It is the execution and follow-through that produces the desired outcome.

Knowing that rebalancing boosts returns is useless unless you as the investor have the time, discipline, and nerve to follow through and actually strike the ball.

Rebalancing is the most helpful when it is most difficult. Rebalancing involves selling the investments that have …

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The Market Has Been Flat For Six Months — Why This is Great News

Investors have experienced a very uneventful 2015. In fact, at market close on 5/7/15 the Dow Jones Industrial Average was at essentially the same value as it was on 12/5/14, up a total of just 0.72% over the six-month period. This lack of fluctuation has been even more pronounced over the last two months. As of the market close on 5/7/15, the S&P 500 has closed between 2,040 and 2,120 for 66 days in a row. Further, between 4/9/15 and market close on 5/6/15, the DOW hasn’t experienced a 1-month high OR low and has traded within a 2%… Read More

How to Get Jobs for “Unemployable” Degrees

There are a ton of majors in college – UVA has just under 60 – and yet something seems to motivate college students to choose all the unemployable ones.

I remember sitting in UVA’s dining hall as a first year telling my peers I was thinking about majoring in English (#10 for unemployment and #6 in popularity) and Psychology (#1 for unemployment and #2 in popularity). One of my best friends was thinking the same. We bonded over our shared passion for analyzing people and the written word. There was little conversation of potential careers.

“College …

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Student Loans Weighing you Down?

Over 40 million Americans currently carry student loan debt with average balances of $29,000. If medical school was part of the equation that number could easily triple or quadruple.

If you find yourself grappling with hefty student loans and all the decisions that come along with them, make sure you fully understand the details of your loans and all of your options before devising a plan to deal with your debt. The details can be overwhelming, so we’ve done our best to break down some key points for you here.

The Basics

There are a number of different types of …

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Boosting Your Credit Score

Each time you whip out your credit card, your purchase and how and when you pay it off contribute to your credit score. That score can determine – or wreck – your ability to buy big-ticket items such as homes. … Continue reading Read More

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